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Posts Tagged ‘overdraft fees’

Where is my head lately?

I have forgotten everything I used to know.  Two years of pre-law, two years as a law clerk, probably around 14 years as a legal secretary and dummy me, writes that we can actually sue some arm of the government: I was going for the whole shebang here.

It was the thought of all those $35 overdraft charges that had me panicked.  All those things that debit out of the money that is supposed to be deposited on the third.  When you live on Social Security, there is no extra in there to cover next month.

I was delusional.  High on fear.

IDIOT:  You can’t sue the government.  Well, not without their permission anyway and like, “THAT’s going to happen.”

Oh, well, it’s nearly over.  The wealthy still get the tax breaks.  I still have nothing to get a break on.

Life stays the same and I can move on to something, perhaps, more fun to blog about.

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69.8 million families, in this United States, live on Social Security and/or Federal Pension.  Those checks cover anywhere from one to —— people/adults and children in a family.

IF OUR government cannot get its act together, 69.8 million families will not get a check (and that includes the military) on the Third of August.  What will happen????

1. First, no direct deposit or card to pay that money.

2. No deposit, EQUALS, no money to pay the mortgage, utilities, doctors, gasoline, car repairs, house repairs, food, school clothing, book rental.  For one month, we will sit in our HOT homes (my husband has COPD and by the end of the month will most likely be in the hospital.) opening bank statement overdraft fees, and mortgage late payments, and, after the freezer is all melted, canned goods.  Not to speak of the student loan that I could not cancel the automatic withdrawal on in time.  That would certainly rank under the mortgage, if I could have.

3.  The end of the month will see us walking three miles away to have a free dinner at Mother’s Cupboard, well some of us.  My husband could not walk that length even in 70 degree weather.

4.  I will cancel the MRI for my possible crushed disc, in my back that is causing intense cyatic pain.

5.  We will not order medicine that we run out of.

6.  We already cancelled our land line but have a contract on the cell, so I guess they just turn it off without payment, but you still owe it.

7. What happens to your health and life insurance premiums?  I think I have two months before I am in default and lose my health insurance.

8.  Our income is already under $20,000 a year.  We have a nineteen year old with one more semester of high school, long story, he wasn’t being homeschooled when we took him, so he had problems.  One boy was just deployed to Afghanistan and one boy is working in food service and paying his own student loans and gas and food bills.

9.  Just wanted to give you a taste of our world.

MY PROPOSAL:

Every single one of those families need to write to every Congressman, senator, tea party, republican and democrat and send them a bill for the actual and mental damages when this happens.  Maybe that will wake them up.  Do you know a good Class Action lawyer?

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