Is anyone else bothered by the advertisements, by credit card companies (of course), to tell you what a great deal you can get using your credit card to pay your hospital/medical bills?
I am here to tell you, do not do that. I was without insurance for years and the thing you do is call up the medical provider, tell them your situation and set up a payment schedule. They are reasonable. I have only occasionally said, “I cannot pay that much.” They usually accept whatever you can pay. I have even paid less than the agreed upon amount occasionally, and they seem just happy that I am paying what I can every month.
Can your credit card company say that?
I had open heart surgery and there was only one doctor who refused to accept payments. I have no idea what he would have done though? They cannot throw you in jail for not paying your medical bills.
The only time I can see using a credit card is if you are in a situation where they will not do another test, and you need it, before you pay for the last one.
You can also go to somewhere, like St. Francis’ hospitals, where they care about their patients, first and foremost, above the bottom line.